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Thanks Patrick Geddes for his letter. Responds to Geddes’ criticism regarding the changes he had made to his article on the Student Halls of Residence before it was published.

Expresses his appreciation for the ‘Masque of Learning’, mentions its educational value and great public and financial success. Thanks Patrick Geddes, Anna Geddes and the members of the Outlook Tower who organised it. Informs Geddes that many former residents of the University Hall have sent letters of appreciation to be read at the Hall Dinner.

Advises Patrick Geddes the best way forward is for the Town and Gown Association to proceed to go into voluntary liquidation in order to avoid a court case initiated by the bondholders who demand their loans back.

Confirms replying to Patrick Geddes’ official letter of the 14th of July, and now writes concerning the private matter. Addresses Geddes’ concerns regarding Thomas R. Marr’s delay in handling the payment of the outstanding rent for the Outlook Tower. Mentions the Summer Meeting debt. Expresses his disapproval with Geddes’ proposition to ask the Secretaries of the Town and Gown Association to stir up the Outlook Tower Committee.

1. Writes concerning the repayment of a loan to Henry Beveridge by the Town and Gown Association and encloses a copy of a letter from Ross and Connell dated the 8th of November [extant]. Suggests the only way forward is either the voluntary liquidation of the Town and Gown Association or dividing the shares of the Association.

2. Enclosed copy letter from Ross and Connell, to Whitson and Methuen, 8 November 1910.
   Acknowledge receipt of Whitson and Methuen’s letter of the 7th of November. Reassert Henry Beveridge’s position and call for the repayment of the loan and the incurred interest. If the Town and Gown Association cannot repay the loan, then Henry Beveridge will place the Association in liquidation.

Acknowledges receipt of Patrick Geddes’ letter. Discusses the possible liquidation of the Town and Gown Association in the event the debt to Henry Beveridge cannot be repaid, his skepticism regarding the benefits of a meeting between the Town and Gown Association and the University and City Association and the difficulty of selling the Lawnmarket property. Mentions John Ross of Ross and Connell.

Discusses the appeal for money in order to purchase More’s Garden. Mentions John Ross.

Acknowledges receiving Patrick Geddes' lettter, confirms the date of the Directors’ Meeting and discusses his reply to John Ross. Shares his ideas on the difficulty of selling the More's Garden in Cheyne Walk and the inevitable liquidation of the Town and Gown Association in the event it cannot repay its debts to Henry Beveridge.

Acknowledge receipt of Patrick Geddes’ letter. Regrets not being able to attend one of Geddes’ lectures. Discusses the inevitable sale of the University Hall of Residence More’s Garden, Cheyne Walk, Chelsea. Suggest securing another loan is very unlikely.

Discusses financial decisions regarding a new loan and having found no other lender other than the North British and Mercantile up to that point. Mentions Mr. Horniman and Mr. Walker.

Acknowledges receipt of Patrick Geddes’ two letters. Discusses the urgency of having all Directors of the Town and Gown Association sign an official document. Tells Geddes that unless they find other lenders or secure a new loan with the North British and Mercantile Insurance Company, the Town and Gown Association faces great difficulties. Mentions Miss Forbes, Andrew John Herbertson, McCandlish, and Mr. Page.

Advises Patrick Geddes to find someone to take over Henry Beveridge’s liability in order to secure the loan from the bank. Mentions Professor Alexander Crum Brown, John Ross, and Henry Beveridge.

Discusses his meeting with Sir William Robertson and John Ross concerning the renegotiation of repayment of Henry Beveridge’s loan by the Town and Gown Association. Mentions Victor Verasis Branford and his efforts for helping the Association. Mentions Lord Pentland.

Discusses selling Ramsay Gardens to Henry Bell, advises Patrick Geddes to accept Mr. Murdock's proposed repayment of his debt, and notes the financial loss caused by the fact that the Summer Meeting was not held that year in Edinburgh. Mentions Mr. Pollard. Sends the copy of a letter he had written to Mr. Murdoch dated 21 August 1900 [extant] regarding a debt he owes to Patrick Geddes.

Discusses his meeting with John Ross and the negation of the debt payable to Henry Beveridge by the Town and Gown Association. Encloses a copy of John Ross’ letter [not extant]. Mentions Victor Verasis Branford’s efforts to seek persons who could give a loan to the Association on a permanent basis.